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== Digital Finance & Blockchain ==
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•	<strong>Cryptocurrency: Digital Gold or Speculative Bubble?</strong> – Debating if Bitcoin and other cryptocurrencies are establishing themselves as “digital gold” and a lasting asset class, or if they remain a speculative bubble prone to collapse.
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•	<strong>Blockchain in Business: Revolutionary Backbone or Overhyped Buzzword?</strong> – Considering whether blockchain tech will truly revolutionize industries (finance, supply chain, etc.) and become an indispensable backbone, or if its usefulness is mostly an overhyped buzzword beyond crypto markets.
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•	<strong>FinTech vs. Traditional Banks: Disruptive Threat or Passing Fad?</strong> – Arguing whether fintech startups (digital banks, payment apps, etc.) will significantly disrupt and steal market share from traditional banks, or if incumbents will adapt and the “fintech revolution” will prove more of a passing fad.
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